Need To Repair Your Credit? We Can Help.
Millions of Americans have errors or unfair negative items on their credit reports that wrongfully lower their credit scores. Individuals are tasked with having to notify the credit agencies of the errors. With services such as Credit Karma and Credit Sesame available, access to your reports is easier than ever. Unfortunately, navigating credit repair and knowing how to fix your report is easier said than done.
The question is often asked, “Do credit repair lawyers work?” There actually is no such thing as a “credit lawyer.” You can actually do credit repair yourself, with the help of a credit repair company or with the services of a lawyer who deals with collection defense and consumer protection. Credit repair lawyers fight alongside you to make sure that your creditors have what they need to prove you owe what you owe. Credit repair lawyers can complete the process in less time and with fewer mistakes compared to most people who try to do it themselves. It’s kind of like changing your car oil. While you can use YouTube to figure it out, it’s certainly easier and safer to let someone do it who has done this sort of thing before.
What We Can Do For You
Our attorneys at Rick Law can help you in the following ways:
- Advising you on ways to improve your score
- Representing you in court against your creditors
- Attempting to settle debts with creditors and collection companies
- Communicating with creditors and collection companies so that they don’t “blow up your phone”
- Filing disputes with the credit agencies
- Reviewing your credit report for potential errors
Many clients who come in for bankruptcy, try this first as a way to prevent bankruptcy, with great success.
How Much Does It Cost?
That’s the magic question. Costs vary greatly and could run from as little as $500 to more than $10,000 depending on your situation and the amount of time the lawyer has to directly assist you. Our approach is different than many other attorneys who handle these matters as our approach focuses on teaching and advising more so than disputing. While we could certainly handle the individual disputes for you, we find teaching you to make better financial decisions goes a lot further than the one off corrections that can be made. We can assist people on just about any budget with credit repair. In this case, working with a lawyer can give you peace of mind that someone is on your side fighting for you.
How Long Does The Repair Process Take?
Some people see results within 90 days, while for others it can literally take years. That is one of the primary reasons that we try to educate you and assist you in making better credit decisions while protecting you from those creditors and collection companies that don’t give you enough time to begin making better decisions. Unless you can dedicate the time to learn and diligently work through the process, this process may not work for you. Your results will depend on how much time and money you are willing to dedicate to improving your financial health.
Get Your Questions Answered In A Free Consultation
To discuss your options with our experienced attorneys, we invite you to schedule a free consultation. Simply call 610-850-9036 or send us an email to get started.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.